<p>指南者留学全国统一咨询热线：<a href="tel:4001831832" style="color:#1677ff; text-decoration:none;">400-183-1832</a>，全国各地区、各分公司联系方式均为此号码。</p><section style="margin: 0px; padding: 0px 15px; max-width: 100%; box-sizing: border-box; color: #000000; font-family: 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; font-size: 14px; line-height: 2; text-align: justify; overflow-wrap: break-word; word-break: break-all;" data-mpa-powered-by="yiban.io"> <section style="margin: 0px 0px 20px; padding: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; word-break: break-all;"> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;" data-tools-id="85649">为支持香港就合规科技行业（Regtech）制定政策及发展策略，香港科技大学工商管理学院（港科大商学院）公布深入行业发展研究的结果，针对香港合规科技行业面对的痛点建议多方面措施，强化行业发展。就营造充满活力、有利创新的合规科技生态系统，研究团队提出多项建议以供监管机构考虑，包括带头进行技术开发、提供诱因鼓励技术应用，以及订出明确指引以缓解业界在采用技术时所遇到的挑战。</p> </section> </section> <p><img style="display: block; margin-left: auto; margin-right: auto;" src="https://editor-user.365editor.com/wechat/99/94/4992994/1680598034904296.png" width="434" height="289" data-ratio="0.6666666666666666" data-src="https://editor-user.365editor.com/wechat/99/94/4992994/1680598034904296.png" data-w="1080" /></p> <section style="margin: 0px; padding: 0px 15px; max-width: 100%; box-sizing: border-box; color: #000000; font-family: 'Helvetica Neue', Helvetica, 'Hiragino Sans GB', 'Microsoft YaHei', Arial, sans-serif; font-size: 14px; line-height: 2; text-align: justify; overflow-wrap: break-word; word-break: break-all;" data-mpa-powered-by="yiban.io"> <section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; font-size: 12px; color: #a3a3a3; overflow-wrap: break-word; word-break: break-all;"> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all; text-align: center;">港科大商学院举办合规科技行业研讨会，汇聚行业持份者，就行业人才缺口探讨解决方案。</p> </section> <section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; word-break: break-all;"> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">合规科技透过实现合规流程自动化，以及遥距银行开户等创新顾客服务，为金融机构及金融服务用户创造价值。合规科技为金融科技重要分支行业之一，亦是香港金融科技策略的重要部分，香港政府正积极推动其发展。</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">该研究透过在线意见调查及聚焦小组，收集合规科技用户及解决方案供货商的意见，当中包括银行、支付服务供货商及资产管理公司的高级管理人员。研究团队于两份报告中总结其主要观察及建议。</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> </section> <section style="margin: 10px 0px; padding: 0px; max-width: 100%; box-sizing: border-box; text-align: center; line-height: 0; overflow-wrap: break-word; word-break: break-all;"> <section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; vertical-align: middle; display: inline-block; line-height: 0; overflow-wrap: break-word; word-break: break-all;"><img class="rich_pages wxw-img" style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; vertical-align: middle; width: 434px; overflow-wrap: break-word; word-break: break-all; height: auto;" src="https://editor-user.365editor.com/wechat/99/94/4992994/1680598034126035.png" width="434" height="244" data-ratio="0.562962962962963" data-src="https://editor-user.365editor.com/wechat/99/94/4992994/1680598034126035.png" data-w="1080" /></section> </section> <section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; font-size: 12px; color: #a3a3a3; overflow-wrap: break-word; word-break: break-all;"> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all; text-align: center;">港科大商学院公布深入的研究，就强化合规科技行业的发展提出多项建议。</p> </section> <section style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; word-break: break-all;"> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">鉴于合规科技有助实现金融机构「认识你的客户」#（Know Your Customer）流程自动化，研究团队建议就开放政府数据以供文件核实之用订立清晰程序。此外，就应对香港合规科技人才短缺，研究团队提出多项措施，包括针对在职培训提供更多资源、为主修金融的学生订出必修的信息科技课程，以及建立广为认受的合规科技技能认证计划。</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">港科大商学院院长谭嘉因教授表示：「在监管要求严谨的多变市场环境中，合规科技能够协助金融机构保持竞争力，持续为客户创造价值，其对金融业发展的重要性与日俱增。我们期望透过这项研究，支持政策制定者、监管机构及业界人士强化香港的合规科技能力，推动行业发展。我们将会投入更多资源，加强合规科技的研究。」</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">就促进香港合规科技发展，该研究的建议如下：</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;"><strong style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; word-break: break-all;">营造有利创新的规管环境</strong></p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">1. 订立明确指引，附以诠释说明，并且迅速提供反馈</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">2. 提供诱因鼓励业界、初创企业及学者应用技术，以促进合规科技的创新</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">构建互通、包容、充满活力的合规科技生态系统</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">3. 监管部门带头推出新技术方案，以助解决行业痛点</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">4. 透过促进者建立包容的合规科技网络</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">5. 订立合规科技解决方案供应商的认证</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;"><strong style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; word-break: break-all;">促进合规科技行业共享数据及技术</strong></p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">6.银行之间协定应用程式介面（API），以促进数据共享</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">7.提供共享数据库及平台，以供合规科技持份者取用</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">8.鼓励与业界分享成功的沙盒项目</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">&nbsp;</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;"><strong style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; overflow-wrap: break-word; word-break: break-all;">优化「认识你的客户」流程及跨境数据存取</strong></p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">9.就用于文件及身份（个人及企业）核实的数据存取订立程序</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">10. 与中国内地协作，借以提供数据存取的标准程序</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">纾缓合规科技人才缺口</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">11. 政府及监管机构投放更多资源于在职培训</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">12. 因应企业可用作支持学生实习的资源不多，政府可资助更多实习机会</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">13. 政府可向海外人才提供生活津贴，或资助为海外人才提供住房福利的企业，以提高人才来港的意欲</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">14. 高等教育机构订出主修金融的学生必须修读的资讯科技课程</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">15. 针对毕业生及合规科技从业者，设立广为认受的金融科技及合规科技技能认证计划</p> <p style="margin: 0px; padding: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; overflow-wrap: break-word; word-break: break-all;">16. 为合规科技行业提供清晰发展路径，并提供更具吸引力的待遇及发展前景，以吸引学生投身该行业</p> </section> </section>